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CHECKING ACCOUNTS
Commercial State Bank can help you find the checking account that best
fits your banking needs from the various options they have available:
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Business
Regular Checking includes
a $2.50 service charge fee if minimum balance falls below $250.00. Also,
one free debit is allowed for each $50 minimum balance. $.15 per debit
over allowed amount.
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Checking No minimum balance requirements, no
monthly service charge and unlimited check writing.
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Image Plus Checking includes
a minimum of $500 to open. If the balance falls below $500 any day of the cycle, there is a
$15 maintenance fee, plus $.15 per debit transaction. This is a tiered rate interest bearing
account based on daily balances.
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SAVINGS ACCOUNTS
Whatever you may be saving for, Commercial State Bank has a variety of
good options to get you there, and they are all FDIC insured for guaranteed
safety.
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Variable
Rate Savings Account includes interest compounded daily, added quarterly. Book is required for all deposits and withdrawals. A dormant account fee of $5 annually, if their is no activity in the account for 12 months and the balance is $100 or less. Minimum balance to open this account is $1.00. Transfers from a savings account or to third parties by preauthorized automatic, or telephone transfer are limited to six per month. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party.
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Money Market Deposit Account
includes a minimum balance of $1000 to open, with an interest rate that may change at any time. If the balance falls below $1000 any day of the cycle, there is a $15 maintenance fee plus $.15 per withdrawal. Transfers from an MMDA account or to third parties by preauthorized automatic, or telephone transfer are limited to six per statement cycle. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party.
LOANS
Commercial State Bank offers a full range of loan services. Please contact
our loan department for information regarding our services at (605) 384-3646
or e-mail us at bank@commercialstate.com
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