CHECKING ACCOUNTS
Commercial State Bank can help you find the checking account that best fits your banking needs from the various options they have available:

• Business Regular Checking includes a $2.50 service charge fee if minimum balance falls below $250.00. Also, one free debit is allowed for each $50 minimum balance. $.15 per debit over allowed amount.
  .

• Checking No minimum balance requirements, no monthly service charge and unlimited check writing.
  .

• Image Plus Checking includes a minimum of $500 to open. If the balance falls below $500 any day of the cycle, there is a $15 maintenance fee, plus $.15 per debit transaction. This is a tiered rate interest bearing account based on daily balances.
  .

SAVINGS ACCOUNTS
Whatever you may be saving for, Commercial State Bank has a variety of good options to get you there, and they are all FDIC insured for guaranteed safety.

• Variable Rate Savings Account includes interest compounded daily, added quarterly. Book is required for all deposits and withdrawals. A dormant account fee of $5 annually, if their is no activity in the account for 12 months and the balance is $100 or less. Minimum balance to open this account is $1.00. You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

• Money Market Deposit Account includes a minimum balance of $1000 to open, with an interest rate that may change at any time. If the balance falls below $1000 any day of the cycle, there is a $15 maintenance fee plus $.15 per withdrawal. You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

LOANS
Commercial State Bank offers a full range of loan services. Please contact our loan department for information regarding our services at (605) 384-3646 or e-mail us at bank@commercialstate.com

• Long-term Home Mortgages include Secondary Market Loans and South Dakota Housing Loans. Please contact our loan department for information regarding our services at (605) 384-3646 or email us at bank@commercialstate.com.