Rates

Current APY Rates

APY Effective As Of:

May 1, 2008

CERTIFICATES OF DEPOSITS
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS ALL CDs $500 MINIMUM
2.00% 2.01% APY* 91-Day MATURITY
2.50% 2.52% APY* 182-Day MATURITY
2.25% 2.27% APY* 12-Month QUARTERLY
2.25% 2.26% APY* 12-Month SEMI-ANNUALLY
2.25% 2.25% APY* 12-Month ANNUALLY
2.25% 2.27% APY* 18-Month QUARTERLY
2.25% 2.26% APY* 18-Month SEMI-ANNUALLY
2.50% 2.52% APY* 24-Month QUARTERLY
2.50% 2.51% APY* 24-Month SEMI-ANNUALLY
2.80% 2.83% APY* 30-Month QUARTERLY
2.80% 2.82% APY* 30-Month SEMI-ANNUALLY
3.00% 3.03% APY* 36-Month QUARTERLY
3.00% 3.02% APY* 36-Month SEMI-ANNUALLY
3.10% 3.14% APY* 48-Month QUARTERLY
3.10% 3.12% APY* 48-Month SEMI-ANNUALLY
PLEASE ASK ABOUT MONTHLY INTEREST. EARLY WITHDRAWAL PENALTIES ARE IMPOSED

FUNERAL AGREEMENTS
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS MINIMUM DEPOSIT
2.45% 2.45% APY* 12-Mo Pre-Paid $1.00 Minimum

IRA AND SEP ACCOUNTS
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS MINIMUM DEPOSIT
3.25% 3.28% APY* 48-Month Fixed Rate IRA & SEP $500
3.00% 3.02% APY* 18-Month Fixed Rate IRA & SEP $500
2.25% 2.27% APY* 18-Month Variable IRA & SEP $10.00

SAVINGS ACCOUNTS
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS MINIMUM DEPOSIT
.75% .75% APY* n/a $1.00 Minimum to open
1.00% 1.01% APY* n/a MMDA $1000

DDA ACCOUNTS
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS MINIMUM DEPOSIT
Ask about our Checking accounts. Stop in today.

IMAGE PLUS CHECKING ($500.00 Minimum to open account)
INTEREST RATE ANNUAL PERCENTAGE YIELD TERMS DAILY BALANCE FOR THESE YIELDS
1.75% 1.77% APY* n/a $150,000.01-OR MORE
1.50% 1.51% APY* n/a $100,000.01-$150,000.00
1.25% 1.26% APY* n/a $25,000.01-$100,000.00
1.00% 1.01% APY* n/a $10,000.01-$25,000.00
0.75% 0.75% APY* n/a $1000.01-$10,000.00
0.50% 0.50% APY* n/a .00- $1000.00
* AT OUR DISCRETION, WE MAY CHANGE THE INTEREST RATE ON YOUR ACCOUNT
*****IMPOSITION OF FEES COULD REDUCE EARNINGS ON THE ACCOUNT*****
***PLEASE CONTACT A STAFF MEMBER FOR APPLICABLE TERMS & CONDITIONS***