|
Current APY Rates |
|
APY Effective
As Of: |
May 1, 2008 |
|
CERTIFICATES OF DEPOSITS
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
ALL CDs $500 MINIMUM |
| 2.00% |
2.01% APY* |
91-Day |
MATURITY |
| 2.50% |
2.52% APY* |
182-Day |
MATURITY |
| 2.25% |
2.27% APY* |
12-Month |
QUARTERLY |
| 2.25% |
2.26% APY* |
12-Month |
SEMI-ANNUALLY |
| 2.25% |
2.25% APY* |
12-Month |
ANNUALLY |
| 2.25% |
2.27% APY* |
18-Month |
QUARTERLY |
| 2.25% |
2.26% APY* |
18-Month |
SEMI-ANNUALLY |
| 2.50% |
2.52% APY* |
24-Month |
QUARTERLY |
| 2.50% |
2.51% APY* |
24-Month |
SEMI-ANNUALLY |
| 2.80% |
2.83% APY* |
30-Month |
QUARTERLY |
| 2.80% |
2.82% APY* |
30-Month |
SEMI-ANNUALLY |
| 3.00% |
3.03% APY* |
36-Month |
QUARTERLY |
| 3.00% |
3.02% APY* |
36-Month |
SEMI-ANNUALLY |
| 3.10% |
3.14% APY* |
48-Month |
QUARTERLY |
| 3.10% |
3.12% APY* |
48-Month |
SEMI-ANNUALLY |
| PLEASE ASK ABOUT MONTHLY INTEREST. EARLY WITHDRAWAL PENALTIES ARE IMPOSED |
FUNERAL AGREEMENTS
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
MINIMUM DEPOSIT |
| 2.45% |
2.45% APY* |
12-Mo Pre-Paid |
$1.00 Minimum |
IRA AND SEP ACCOUNTS
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
MINIMUM DEPOSIT |
| 3.25% |
3.28% APY* |
48-Month Fixed Rate IRA & SEP |
$500 |
| 3.00% |
3.02% APY* |
18-Month Fixed Rate IRA & SEP |
$500 |
| 2.25% |
2.27% APY* |
18-Month Variable IRA & SEP |
$10.00 |
SAVINGS ACCOUNTS
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
MINIMUM DEPOSIT |
| .75% |
.75% APY* |
n/a |
$1.00 Minimum to open |
| 1.00% |
1.01% APY* |
n/a |
MMDA $1000 |
DDA ACCOUNTS
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
MINIMUM DEPOSIT |
| Ask about our Checking accounts. Stop in today. |
IMAGE PLUS CHECKING ($500.00 Minimum to open account)
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
TERMS |
DAILY BALANCE FOR THESE YIELDS |
| 1.75% |
1.77% APY* |
n/a |
$150,000.01-OR MORE |
| 1.50% |
1.51% APY* |
n/a |
$100,000.01-$150,000.00 |
| 1.25% |
1.26% APY* |
n/a |
$25,000.01-$100,000.00 |
| 1.00% |
1.01% APY* |
n/a |
$10,000.01-$25,000.00 |
| 0.75% |
0.75% APY* |
n/a |
$1000.01-$10,000.00 |
| 0.50% |
0.50% APY* |
n/a |
.00- $1000.00 |
| * AT OUR DISCRETION, WE MAY CHANGE THE INTEREST RATE ON YOUR ACCOUNT |
| *****IMPOSITION OF FEES COULD REDUCE EARNINGS ON THE ACCOUNT***** |
| ***PLEASE CONTACT A STAFF MEMBER FOR APPLICABLE TERMS & CONDITIONS*** |
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