Personal Banking
Personal Checking
Find the checking account that is the best fit for you. Stop by to open your account!
Checking Account: Perfect for people who want a basic
checking account.
- Low Maintenance Account.
- No minimum balance
- No monthly Service Charges
- Unlimited Check writing
Image Plus Checking Account: For people who keep a somewhat
higher balance. Interest bearing for an extra benefit.
- $500.00 minimum balance
- Unlimited Check Writing if balance stays above minimum balance
- Service Charges: $15.00 + $0.15 per debit transaction if balance falls
below the minimum balance
A $10.00 dormant account fee is charged annually if there is no activity in the account for 12 months and the balance is $100.00 or less.
Personal Savings
Whatever you may be saving for, we have a variety of good options to get you there. Stop by to open your account!
Savings Account
- No minimum balance
- Savings Passbook required for all withdrawals
- No monthly Service Charges
Money Market Account
- $1000 minimum balance
- Service Charge: $15.00 + $0.15 per withdrawal if balance falls below the
minimum balance
CESA
- A way to save for a child’s qualified education expenses
- Funds can be used for elementary, secondary, college or technical
expenses
HSAs
- Anyone enrolled in a High Deductible Health Plan may open a Health
Savings Account
- Earns interest
- Balances carry over every year
Certificates of Deposit
Our Certificates are great savings plans, whether its short- or long-term. Whatever your goal may be, we’re here to help!
Personal Loans
At Commercial State Bank, we offer a full range of loan services. Contact our Loan Department for more information regarding our services!
- Consumer Loans
- Vehicle Loans
- Real Estate Mortgages
- Agriculture Loans
Debit Cards and ATM Cards